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Kings Mortgage Services, Inc., is a full-service Mortgage Banker serving all of Kings, Tulare, Fresno, and San Luis Obispo Counties in California. We have in-house Processing, Underwriting, and Funding - Combined with extensive knowledge, local expertise, and incredible interest rates. We offer all major loan programs for Purchase or Refinance and are approved with many local Down Payment Assistance Programs to assist you with your real estate home loan.
We are local experts in home loans - it is all we do! FHA loans, VA loans, USDA loans - we got 'em! Whatever your home financing goals are, we are here to serve you and make your dreams come true!
With the variety of loan programs we have available, buying a home is still within your reach and more affordable! Below is a partial list of the most common programs offered by Kings Mortgage Services, Inc. If you don't see what you're looking for, please contact us. We look forward to discussing your home loan needs!
CONVENTIONAL - Traditional programs that usually require a minimum of 5% down with 620 credit score -offers competitive interest rates.
JUMBO - For loan amounts over the Conventional loan limits of $417,000.
FHA - Backed by the U.S. Dept. of Housing & Urban Development, this mortgage offers the borrower the ability to put as little as 3.5% down along with more flexible credit, income and asset requirements. Loan Amounts vary by County.
VA - Guaranteed by the U.S. Dept. of Veterans Affairs, these loans require no down payment for loans up to $417,000. Minimum military service requirements are n